If you look at the windshields and roofs of vehicles on the road today, you will likely see a great many company stickers for Uber, Lyft, and other rideshare companies. If you are involved in a collision with a rideshare vehicle, whether as a passenger or while driving your own vehicle, you might wonder who is responsible for covering your damages. Is the Uber or Lyft driver liable for the accident? Is it their insurance company, or does Uber and Lyft have their own insurance company?
When you have been injured in a rideshare accident, you may be entitled to compensation for all costs related to your injuries. Whether you are entitled to damages depends upon how the law applies to the unique facts and circumstances of your accident, and also the evidence in support of your claim. To recover damages you need to prove them with evidence then submit a claim to the insurance carrier of the at-fault party, and this can be complex when it comes to Scottsdale rideshare accidents. Working with an attorney ensures that the law is accurately applied to your case, and that you recover what you are entitled to.
An experienced rideshare attorney from The Law Offices of John Phebus is standing by to review your case, and read on to learn more about rideshare accidents and how a Scottsdale rideshare accident lawyer can help you recover what you are entitled to.
Uber or Lyft Carry Insurance to Cover Damages for Rideshare Accidents
While you might worry that the person driving for Uber or Lyft does not have the resources to cover the damages associated with your Scottsdale rideshare accident, an insurance company will generally be liable for your damages. The minimum requirements for insurance in Arizona are $25,000 per person for bodily injury coverage, $50,000 per accident, and $15,000 in property damage. This will be the initial source of your damages, but they are limited and do run out.
If your damages exceed the insurance coverage of your rideshare driver, the rideshare company’s insurance goes into action. Rideshare drivers carry their own insurance, and Uber and Lyft carry insurance policies with $1 million maximums. This means that the damages associated with your accident will have coverage available, and with an effectively drafted claim, you will collect what you are entitled to.
Contact a Scottsdale Rideshare Accident Lawyer for Assistance
The insurance company you submit your claim to does not work for you, they work for profit. Profit is increased by denying as many claims as possible, and by paying as little as possible on those claims that are not denied. To support this insurance companies employ full-time teams of claim analysts and attorneys to carefully scrutinize your claim for lacking evidence or opportunities to deny it. Working with your own Scottsdale ride share accident attorney evens the playing field and supports the best possible outcome in your case.